This Privacy Statement was created by Sphere Verity to outline how we may gather, store, use, share, and transfer your Data when you visit our Sites or utilize our Services. The websites or services that we do not own or control, such as those that are used by other Sphere Verity Users, are not covered by this privacy statement, which only applies to the Personal Data that you provide when you visit the Sites or use the Services.
This privacy statement was created to make it easier for you to learn about our privacy policies and to understand the privacy settings available on our sites and services. Please be aware that the services we offer may differ by location.
If you have any inquiries concerning our privacy policies that are not covered by this privacy statement, kindly get in touch with us.
When you use our Services or visit one of our Sites, we may gather information about you, such as the following:
Registration Info: We will gather Personal Data as required to provide and carry out the Services you request when you register to use our Services by creating an Account. Depending on the Services you select, we could ask for your name, postal address, phone number, email address, and other identifying information in order to create an Account. As you use our Services, we might ask you for additional Personal Data.
Transaction Info: The amount sent or requested, the amount paid for goods or services, information about the merchant, including details of any funding instruments used to complete the transaction, and other information related to the transaction are all collected when you use our Services or access our Sites, for example, to make purchases from merchants, receive money, process payments, or send money to friends and family.
Contact Info: If you want to link the details of your contact list with your Account, it might be simpler for us to assist you in communicating with your friends and contacts. We will utilize the contact list data from your device or social media platform (such as name, address, and email address) if you create an account connection between it and your Account to enhance your usage of the Services.
Info You provide: Information that you voluntarily give us to receive extra Services or certain online Services - If you elect to use an optional Site feature, upgrade your Services, or request other optional functionality, we may seek additional information from you. If the use of the information differs from the uses stated in this privacy statement, we will give you a separate notice at the time of collection.
Third-party sources: When allowed by law, we receive information about you from third-party sources like retailers, data providers, and credit bureaus.
We might use your data for the following purposes:
With our corporate family: We may share your Personal Data with members of the Sphere Verity family of entities to, among other things, deliver the Services you have requested or authorized, manage risk, aid in the detection and prevention of potentially fraudulent and illegal activity as well as other infractions of our policies and agreements, and assist us in maintaining the connectivity and accessibility of Sphere Verity products, services, and communications.
With our service providers: We may share Personal Data with outside service providers that carry out tasks on our behalf and in accordance with our instructions. These third-party service providers could, for instance, offer you Services, confirm your identification, help with transaction processing, advertise our goods and Services to you, or offer customer support.
With other financial institutions: We may share personal information with other financial institutions with whom we have partnered to develop and market a product, such as the
With third-parties: If it's allowed or required by law, we may disclose information about you to third parties for Sphere Verity's business needs.
With your consent: We may also disclose your Personal Data and other information with your permission or instruction, such as if you approve a connection between your account and an account or platform operated by a third party.
We keep personal data for both commercial needs and to satisfy any legal or regulatory requirements. If it is in our legitimate business interests and not against the law, we may retain Personal Data for longer periods of time than what is required by law. We may take steps to hide Personal Data and other information if your Account is closed, but we reserve the right to access and store the information for as long as necessary to comply with relevant laws. Such Personal Data will still be used and disclosed by us in compliance with this privacy statement.
We and our business partners and vendors may use cookies and other tracking technologies (collectively, "Cookies") when you visit our Sites, use our Services, or go to a third-party website for which we provide online Services in order to recognize you as a User and to personalize your online experiences, the Services you use, and other online content and advertising; measure the success of promotions and perform analytics; and to mitigate risk, stop potential fraud, and more. You may be limited in your use of the Sites and Services if you opt to disable or reject cookies since some parts and features of our Services and Sites are only available through their use.
You can indicate your preferences regarding tracking by marketers and other third parties by using the browser setting called Do Not Track (DNT). Signals from DNT don't affect us.
Your Personal Data is reasonably protected by technical, physical, and administrative security measures we maintain against loss, misuse, unauthorized access, disclosure, and alteration. Firewalls, data encryption, physical access controls to our data centers, and information access authorization controls are some of the security measures. While we are committed to protecting our systems and Services, it is your responsibility to keep your password(s) and account/profile registration details private and to ensure that the Personal Data we keep about you is accurate and up-to-date. Any Personal Data that we share with a third party based on an account link that you have approved is not protected by us.
Children under the age of 18 are not intended to use the websites or services. We never knowingly gather data, including personal data, from children or other users who are not allowed by law to access our websites or use our services. If we discover that we have actually obtained Personal Data from a child under the age of 18, we will immediately delete it unless we are required by law to keep it. If you think we unintentionally or mistakenly collected information from a child under the age of 18, please get in touch with us.
You have options regarding the communications and privacy policies outlined in this privacy statement. When you sign up for or utilize a service, or in the context of your usage of a site, many of your options may be explained to you at that time. As you use the Services, you may receive instructions and prompts within the experiences.
Personal Info Collection Choices:
Data relating to individuals. When Sphere Verity requests personal information from you, you can choose not to give it, but then you might not be able to use any or all of the services. Information about the location and other devices. It is possible for the device you use to access the Sites or Services to gather information about you, including Geolocation Information and User Usage Data, which Sphere Verity may then gather and use. Please make use of the device's settings to find out more about your ability to limit the collection and use of such information.
Personal Info Usage Choices:
Sphere Verity offers customized services on websites and services operated by third parties. On third-party websites that are tailored to you and offer you other Sphere Verity Services, you can adjust your choices for those services through your Account. To help you manage your settings while using the Serviceservice, we might additionally give you instructions and prompts.
Connecting with others and finding them. If possible, you can modify your choices for connecting and locating people through your Account on the Serviceservice you use.
This privacy statement may be updated periodically to reflect changes to our business, the Sites, Services, or governing laws. The updated privacy statement will go into effect on the date it is published.
We shall notify you if the new version has a significant change by posting a notice of the change on the "Policy Update" page of our website. We may also use email or other channels to inform Users of the change.
If you have any general inquiries regarding our privacy statement and procedures, or concerns about the details of your account or your personal data, you can get in touch with us.